African Americans Essay -- essays research papers

Differences in race lead to divergent levels of economic development within the United States. Analysts often try to explain this phenomenon by observing a specific ethnic group's tradition and cultural ideology. Economists expand their analysis on the economic behaviors of African Americans by taking into consideration personal histories and value systems of the group under study. American families measure economic status in terms of income, and factors associated with material security as a whole. These factors may consist of health care, college funds, and retirement plans. However, African American families lag well behind when conceptualizing economic development under these terms.   Ã‚  Ã‚  Ã‚  Ã‚  The reason is due to numerous instances of discrimination that occur in the U.S. Many of America's public policies aid in the underdevelopment of non-white families. Increased economic development within America is the key to upward political and social mobility. If minorities are denied inevitable rights to equality, access to economic development becomes a highly difficult process. Despite America's idealized view on equal opportunity, it is valid to assume that economic security has been limited on the basis of race. Therefore, it is important to investigate why white American families are economically better-off than non-white American families. One must take into account aspects of political participation, education, and the number of children a family has in the home in order to understand this research question. Contemporary Viewpoints:   Ã‚  Ã‚  Ã‚  Ã‚  The lack of political participation of minority groups is a prevalent issue within the United States, explaining why non-white American families are less economically developed when compared to white American families. According to Douglas S. Massey (1995), minority families increasingly speak languages and bear cultures quite different than the established norms within the U.S. regime. He has found that ethnic groups carry their customs into new generations, leading many non-white families to become displaced and impoverished. Brinck Kerr and Will Miller (1997) believe that it is necessary for non-white American families to participate in elections in order to obtain equal representation that they are now lacking. They go on to say that political representation is the key t... ...to ethnic prejudice and discrimination as the United States continues to assimilate into the melting pot for the American dream. Political participation, education, and the number of children within the home are variables that allow the transition to become a less arduous process for white American families. However, if non-white American families continue to do poorly in terms of economic development because of these variables, non-whites will continue to lag behind the income scale in comparison to whites.   Ã‚  Ã‚  Ã‚  Ã‚  Research along these lines will lead to the study of relative differences between ethnic cultures. An example is the discovery of why almost half the number of minorities return to their country of origin after experiences of economic injustice. Previous research may also benefit other analysis in the field of economics by itemizing fertility rates in terms of the higher number of non-white American families who lack the finances to properly nourish their children. These new variables along with my research can in time become valid determinants in explaining why white American families are economically better off that non-white American families.

Microfinance in the Philippines: An Overview

Microfinance is often defined as the provision of small loans, usually called microcredit, to the underprivileged in order to help them put up their own businesses and become self-reliant. In the Philippines, where the poverty incidence rate stands at 40%, microfinance has begun to play a major role towards helping the poor explore different methods of sustainable development. The government has since helped this happen by establishing the Microfinance Unit (MFU) within the National Anti-Poverty Commission (NAPC). There are several major microfinance institutions in the Philippines, but among the largest is that of the Ayala Corporation and the International Institute for Rural Reconstruction (IIRR). These institutions work towards reducing poverty through the different means of microfinance and sustainable development by conducting financial programs that will benefit the poor. Specifically, they provide financial services such as microcredit, microsavings or microinsurance to the poor. These different forms of microfinance are largely done by the aforementioned institutions with support from the national government in terms of building up their institutional capacity to support greater scales of financial service. It has been noted that the presence of a national microfinance strategy, as well as the establishment of various related institutions will work towards improving the Philippine economy. As outlined in the national strategy for microfinance, one of the end goals of the multi-faceted program is to achieve a liberalized and market-oriented economy where both the private and government sectors work together in order to sustain the continued development of appropriately-oriented financial and credit policies. Overall, the practice of microfinance in the Philippines has yet to reach its full potential and only time can tell if it will be an effective tool as a method of poverty reduction. References Performance Monitoring Report (2005). Microfinance Council of the Philippines, Inc. Retrieved October 22, 2007 from http://www.microfinancecouncil.org/ Regulatory Framework for Microfinance in the Philippines (2001). Philippine Department of Finance. Manila, Philippines: DOF Republic of the Philippines National Strategy for Microfinance. Global Development Research Center – Governance of Microfinance Institutions. Manila, Philippines: National Credit Council of the Philippines

The Pros and Cons of Social Media - 782 Words

James Karl Buck, a graduate students of United States happened to be travelling in Egypt during their anti governmental protest. He was arrested and detained in Egypt.Prior to his sentence,he sent out a tweet from the twitter to those who he knew and let them know about his problem. This began a quick process and a quick release. This is one of the best example for the utilization of social networking site. JhonZimmerman, a 26 old year a tour manager of the Gateway Plan was recently burdened with 87 charges, particularly 23 counts of sexual violence penetration of a child under 16 years, 3 rapes,and multiple counts of incident acts and using internet for procuring minor and child pornography. These above mentioned incidents are possible only due to the existence of social networking site. So, social networking site has both features: pros and cons. The idea of online networking site has been revolutionary since just few years.it has always provided a medium for the people to be connected with each other. Today, it is rare to find a single person who hasn‘t heard about Facebook,Twitter, Mysapceor anyone among the hundreds of social networking site existing. Social networking is the platform that enables the user to create a public profiles in a particular website and form different kinds of relationships with other members of the same social networking site.The internet is occupied by millions of people throughout the world who are inShow MoreRelatedPro And Cons : Pros And Cons Of Social Media852 Words   |  4 PagesPros and Cons of Social Media Social Media is a place on the internet where someone can talk or interact with friends, family and/or associates. There are various types of social media and different ways of accessing it. People can go on social media through a phone, computer, tablet, or even a smart watch and there are many different types of social media like Snapchat, Facebook, and Instagram. Decades ago, the most anyone had was a phone to call someone else on but the phone was connected to aRead MorePros And Cons Of Social Media864 Words   |  4 Pagespresent time social media is very popular for the social connectivity especially among the college students because they can make groups and can stay connected with each other. every coin has two sides so social sites has too many benefits, but it has disadvantages also. Let’s discuss Pros and Cons of social media. WHAT IS SOCIAL MEDIA Social media are web-based communication tools that enable people to interact with each other by both sharing and consuming information. Social media is a phrase thatRead MorePros And Cons Of Social Media740 Words   |  3 PagesThere are many pros and cons to social media so I am indifferent about this topic. Some pros of social media is that it helps with communication with people from long distances and its also good for advertising. Some cons are it brings about cyberbullying and it’s really time consuming. These are some reasons why I am indifferent about social media. Social media has changed communication in a whole different way. From facebook to snapchat and so many others, social media has made it extremelyRead MorePros And Cons Of Social Media1114 Words   |  5 PagesIn today’s century social media is the main way to communicate with people with people all over the world. It has become very popular... even more popular than a text or video message. Soc ial media is a computer technology that facilitates the creation and sharing of information, ideas, career interests and other forms of expression via communities and networks. The variety of social media services that are currently available can help benefit businesses, introduce an event, or even help you findRead MorePro And Cons Of Social Media1168 Words   |  5 PagesSocial Networking, More Like Social NOTworking Picture this, you just got the greatest haircut of your life. Feeling good, you take a selfie and post it on Instagram with the caption, â€Å"Feelin’ good.† A few hours later, you get a notification that someone commented on your picture. That comment reads, â€Å"You’re feeling good about THAT haircut? LOL!† You were just a victim of cyberbullying. Cyberbullying is one of the many negative effects of social networking and social media on teens, and could createRead MoreThe Pros And Cons Of Social Media1775 Words   |  8 PagesSocial media has conquered the internet as well advanced in the growth of opening relationships and collaborating ideas around many counseling professions. In the field of therapy, many psychotherapists expanded their ways by connection with patients through Facebook pages and other webpages that allow communication. Lately, this has also created current issues to consider and benefits for counselors. Older generations find this as a problem because it is unethical and has effects towards the boundaryRead MorePros And Cons Of Social Media1161 Words   |  5 Pagesdifferent social media network. As Centuries move forward, technology is advancing is taking a big hike on the usage board. One of the subsidiaries of technology most commonly known is social media. Social media has been moving up the scale of usage for the last ten years. There have been many social media apps, or platforms for the past years. There was for example: hi5, Myspace, Facebook, Instagram, Twitter, Tumblr, and so on because there are many more. One of the most recent platform of Social mediaRead MorePros And Cons Of Social Media Essay1598 Words   |  7 PagesArgument/Research Essay Serin Kim Period 4 A prevalent issue regarding social media and interactions exists between researchers and social network users. Social media is currently changing how relationships between people are created. Relationships can exist through people across the world through social media and can produce more emotional bonds with friends that you can see everyday. On the other hand, social media also could present conflicts due to the fact that some of these relationshipsRead MoreThe Pros And Cons Of Social Media1454 Words   |  6 Pagestechnology happening from the I-Mac Pro, to the iPhone 8, who knows what else the future will hold. But not only are there new technologies coming out, but also new sites. Sites that can be used from all over the world with people from everywhere using it. Many sites have gotten new updates to make them more popular such as Instagram, Snapchat, Twitter, and even Facebook. But would that be a good or bad thing? Many people can agree there are some good things about socia l media, but there can also be bad outcomesRead MorePros and Cons of Social Media1064 Words   |  4 Pagesthe world to meet loved ones, share memories and stay in touch. Social media can be defined as â€Å"websites and applications that enable users to create and share content or to participate in social networking† (Lubbe). Social networking sites have made it unbelievably easy to talk to friends and families who live far away, and share pictures and videos of every special event in one’s life. The facility however doesn’t end there. Social networking sites such as Facebook and Twitter are also commonly